I. INCOME | | | | | |
Interest Earned | 1632637.81 | 1428909.42 | 1092313.38 | 863745.45 | 791182.71 |
Interest / Discount on advances / Bills | 1264047.23 | 1109439.33 | 839429.66 | 638335.58 | 572888.12 |
Interest on balances with RBI and other Inter-bank funds | 21558.21 | 17913.93 | 18505.13 | 15608.31 | 16319.05 |
Income on investments | 329802.31 | 286309.91 | 208884.57 | 164092.69 | 165397.82 |
Others | 17230.06 | 15246.25 | 25494.03 | 45708.88 | 36577.72 |
Other Income | 285067.03 | 229577.69 | 198314.48 | 185175.30 | 189685.27 |
Commission,exchange and brokerage | 194116.55 | 168753.00 | 147765.85 | 126396.70 | 104867.54 |
Profit / (loss)on sale of investments(net) | 9332.06 | 7079.90 | 1737.27 | 7043.25 | 53302.50 |
Profit on sale of Fixed Assets | 429.53 | 143.37 | 534.91 | 40.40 | -27.97 |
Foreign Exchange Gains | 40245.36 | 29988.65 | 30278.52 | 29634.22 | 19170.98 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 40943.53 | 23612.78 | 17997.93 | 22060.74 | 12372.23 |
Total Income | 1917704.84 | 1658487.11 | 1290627.86 | 1048920.75 | 980867.98 |
II. EXPENDITURE | | | | | |
Interest Expended | 820993.44 | 685852.24 | 471027.36 | 389084.51 | 401288.37 |
Intereston Deposits | 706161.93 | 578574.73 | 389680.67 | 333001.55 | 332563.14 |
Interest on RBI / inter-bank borrowings | 32697.04 | 25256.68 | 9335.42 | 909.33 | 6762.17 |
Other Interest | 82134.46 | 82020.82 | 72011.27 | 55173.63 | 61963.07 |
Operating Expenses | 423723.24 | 391327.34 | 328732.39 | 267333.16 | 215608.34 |
Payments to and provisions for employees | 165408.78 | 151419.92 | 120599.32 | 96727.47 | 80917.79 |
Rent,Taxes and lighting | 17388.44 | 15335.07 | 13789.91 | 12410.54 | 11598.36 |
Depreciation on Banks property | 21192.91 | 16427.08 | 13048.35 | 11523.10 | 10584.04 |
Depreciation on leased assets | 301.15 | 199.36 | 199.54 | 187.91 | 133.88 |
Auditor's fees and expenses | 75.70 | 67.22 | 60.20 | 52.96 | 94.20 |
Law charges | 737.67 | 739.74 | 1277.54 | 1150.52 | 974.63 |
Communication Expenses | 7641.50 | 7344.71 | 5896.24 | 5725.18 | 4253.64 |
Repairs and Maintenance | 31705.04 | 31625.31 | 31251.04 | 24649.28 | 19507.37 |
Insurance | 19592.91 | 17004.63 | 14789.24 | 12944.78 | 11030.82 |
Other expenses | 159679.15 | 151164.31 | 127821.01 | 101961.42 | 76513.61 |
Provisions and Contingencies | 46826.14 | 36429.24 | 66655.85 | 86414.18 | 162144.03 |
Provision for investments | 8474.80 | 6887.90 | 12995.40 | 3771.10 | -1578.20 |
Provision for advances | 40162.40 | 9447.90 | -6222.90 | 61640.40 | 107991.30 |
Others Provisions | -1811.07 | 20093.44 | 59883.35 | 21002.68 | 55730.93 |
Profit Before Tax | 626162.03 | 544878.29 | 424212.26 | 306088.91 | 201827.24 |
Taxes | 153892.10 | 135995.60 | 105247.30 | 72694.00 | 39900.40 |
Current Income Tax | 145884.90 | 120506.50 | 102544.80 | 62976.80 | 46656.60 |
Deferred Tax | 8007.20 | 15489.10 | 2702.50 | 9717.20 | -6756.20 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 472269.93 | 408882.69 | 318964.96 | 233394.91 | 161926.84 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 472269.93 | 408882.69 | 318964.96 | 233394.91 | 161926.84 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 1246047.14 | 972452.58 | 755678.36 | 543485.56 | 375201.52 |
Transfer to Statutory Reserve | 118068.00 | 102221.00 | 79742.00 | 58349.00 | 40482.00 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | | | 50000.00 | | 15000.00 |
Appropriation to Other Reserves | | | | | -77.64 |
Equity Dividend | 70412.67 | 55985.96 | 34794.46 | | |
Corporate dividend tax | | | | | |
Other appropriations | 1057566.48 | 814245.61 | 591141.89 | 485136.56 | 319797.16 |
Equity Dividend % | 550.00 | 500.00 | 400.00 | 250.00 | 100.00 |
Earnings Per Share | 66.00 | 58.00 | 46.00 | 34.00 | 23.00 |
Adjusted EPS | 66.00 | 58.00 | 46.00 | 34.00 | 23.00 |