| I. INCOME | | | | | |
| Interest Earned | 1077259.73 | 997779.58 | 807433.39 | 679439.51 | 687673.35 |
| Interest / Discount on advances / Bills | 790669.11 | 719710.27 | 567601.36 | 452355.01 | 457658.38 |
| Interest on balances with RBI and other Inter-bank funds | 50883.69 | 48548.65 | 21168.45 | 21408.27 | 16048.80 |
| Income on investments | 231841.93 | 224674.25 | 213550.35 | 199428.38 | 205737.02 |
| Others | 3865.00 | 4846.40 | 5113.23 | 6247.85 | 8229.15 |
| Other Income | 198129.14 | 160801.94 | 146331.53 | 125248.17 | 117444.94 |
| Commission,exchange and brokerage | 27078.69 | 23803.15 | 21514.10 | 17398.17 | 12419.15 |
| Profit / (loss)on sale of investments(net) | 21033.65 | 16379.18 | 7980.54 | 34111.87 | 36513.07 |
| Profit on sale of Fixed Assets | 22.12 | 21.65 | -14.86 | -3.49 | 76.14 |
| Foreign Exchange Gains | 8257.66 | 9188.08 | 8130.83 | 6080.63 | 4336.22 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 141737.02 | 111409.88 | 108720.92 | 67660.99 | 64100.37 |
| Total Income | 1275388.87 | 1158581.52 | 953764.92 | 804687.68 | 805118.29 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 705122.96 | 632075.61 | 479779.96 | 401574.86 | 440789.09 |
| Intereston Deposits | 662254.42 | 585043.93 | 443400.34 | 374542.12 | 408068.45 |
| Interest on RBI / inter-bank borrowings | 27466.18 | 29809.35 | 18428.88 | 10559.95 | 14902.54 |
| Other Interest | 15402.37 | 17222.33 | 17950.73 | 16472.79 | 17818.09 |
| Operating Expenses | 259365.49 | 244399.60 | 219313.32 | 184380.74 | 167659.93 |
| Payments to and provisions for employees | 146676.42 | 143771.79 | 123897.06 | 101146.06 | 92836.12 |
| Rent,Taxes and lighting | 11800.08 | 10902.55 | 10677.41 | 10706.73 | 11038.07 |
| Depreciation on Banks property | 10710.16 | 8909.76 | 7371.51 | 7381.01 | 8952.30 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 647.45 | 629.97 | 689.13 | 630.32 | 1055.64 |
| Law charges | 1625.92 | 1735.41 | 1629.26 | 1408.63 | 1247.73 |
| Communication Expenses | 4274.51 | 3978.95 | 3204.98 | 3110.63 | 2331.12 |
| Repairs and Maintenance | 4100.56 | 3449.82 | 3609.66 | 3271.78 | 3560.30 |
| Insurance | 17380.88 | 14196.10 | 15361.12 | 12877.01 | 12665.92 |
| Other expenses | 62149.51 | 56825.25 | 52873.20 | 43848.56 | 33972.73 |
| Provisions and Contingencies | 76109.76 | 67802.44 | 133294.36 | 132938.02 | 172675.12 |
| Provision for investments | -1012.80 | -3547.50 | 19151.80 | 2146.10 | 9668.60 |
| Provision for advances | 73631.60 | 70840.80 | 113892.70 | 130293.30 | 149232.50 |
| Others Provisions | 3490.96 | 509.14 | 249.86 | 498.62 | 13774.02 |
| Profit Before Tax | 234790.66 | 214303.87 | 121377.28 | 85794.06 | 23994.15 |
| Taxes | 54919.20 | 77820.80 | 37044.50 | 33473.10 | -5065.50 |
| Current Income Tax | 54919.20 | 77820.80 | 37044.50 | 33473.10 | -5065.50 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 179871.46 | 136483.07 | 84332.78 | 52320.96 | 29059.65 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 179871.46 | 136483.07 | 84332.78 | 52320.96 | 29059.65 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 185703.47 | 142315.07 | 84332.78 | 52320.96 | 29059.65 |
| Transfer to Statutory Reserve | 44967.87 | 34120.77 | 21083.19 | 13080.24 | 7264.91 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 88413.65 | 64757.40 | 34030.81 | 2253.34 | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 36259.63 | 27480.98 | 20504.31 | 12986.02 | |
| Corporate dividend tax | | | | | |
| Other appropriations | 16062.33 | 15955.93 | 8714.47 | 24001.36 | 21794.74 |
| Equity Dividend % | 48.00 | 36.00 | 30.00 | 19.00 | |
| Earnings Per Share | 24.00 | 18.00 | 12.00 | 8.00 | 5.00 |
| Adjusted EPS | 24.00 | 18.00 | 12.00 | 8.00 | 5.00 |